Companies offering Lightning payments must comply with the regulatory requirements applicable to Bitcoin, digital asset service providers, or payment services in their corresponding jurisdictions. These typically include obligations related to KYC and/or KYB processes, AML controls, consumer protection, and reporting requirements, depending on the business model and local regulations.
From a technical perspective, Lightning does not bypass regulation. It is a more efficient way to move Bitcoin and globally operates within the same legal and compliance frameworks that apply to Bitcoin transactions.
In this sense, the use of Lightning payments is compliant when implemented by companies that meet applicable regulatory and compliance obligations.
If compliance within a specific jurisdiction needs to be assessed, you can reach out to your ElenPAY representative.